A young mother and her son visiting the doctor together

Health & Dental

To help protect yourself from the high cost of health care

If you’re without an employer-sponsored health plan, you could be paying out-of-pocket for many health care costs. These plans pick up where your government health plans leave off and help you save on many unexpected and routine expenses; dental and vision care, prescription drugs and more.

Get more information or your no-obligation quote today:

PLEASE NOTE: For a limited time you will see our former name, The McLennan Group Life Insurance Inc. when you click to obtain your quote and apply online.

You can take control of your health care expenses

  • Cost-effective coverage – start saving on your medical expenses with affordable protection for the essential benefits and services that may receive limited coverage from government health plans, like dental care, vision care, registered specialists and therapists, prescription drugs, hearing aids and much more.
  • Multiple coverage options – whether you need basic or comprehensive coverage, with five plans to choose from – three offering guaranteed acceptance – it’s easy to find the plan that’s right for you and your budget.
  • Manulife Benefits card – you can even save on upfront costs for many benefits.

Manulife created five plans exclusively for Vertis Direct. With no medical questionnaire at the time of application, three plans offer guaranteed acceptance, subject to eligibility criteria and receipt of initial premium payment – Extended Health Care (generous coverage, no prescription drugs or dental), Dental Enhanced (generous coverage, no prescription drugs) and the Three Star Plan (essential coverage and benefit levels).

While the Four Star and Five Star Plans both offer enhanced coverage and increased benefit levels, they require a completed medical questionnaire before acceptance is considered.

Coverage
Extended Health Care Plan
Dental Enhanced Plan
Three Star Plan
Four Star Plan
Five Star Plan
Guaranteed Acceptance
Prescription Drugs
Dental
Vision Care
Hearing Aids
Custom-Made Orthotics
Hospital Benefits
Ambulance Services
Accidental Dental
Fracture Benefit
Registered Specialists & Therapists
Registered Psychologist, Social Worker or Psychotherapist
Registered Speech Therapist
Homecare & Nursing, Prosthetic Appliances & Medical Equipment
TELUS Health Virtual Care (Health Care App)1
Survivor Benefit
The misconception about health & dental insurance

A common – and sometimes costly – misconception many Canadians have is that provincial and territorial health plans cover all costs, especially after they retire. In reality, as commendable as government health care coverage is, many provinces and territories just cover the basics.

Learn more about government health plan coverage in your province or territory

While provincial and territorial government health plans offer coverage for some core medical expenses, including eye exams for children and seniors, hospital stays, and routine doctor visits, additional treatments such as dental, prescription drugs, and registered specialists may only be covered in part or not at all.

Canadian Life and Health Insurance Association

The Canadian Life and Health Insurance Association (CHLIA) is a voluntary trade association working on behalf of its member life and health insurers. CHLIA produces a number of publications designed to assist Canadian consumers in making informed decisions.

Health and Dental

Get the right benefits and coverage levels for your needs

Whether you’d like a no-obligation quote or more information, call toll-free. Licensed health and dental insurance advisors are here to answer your questions, explain your options and help select the coverage that's right for your needs and budget.

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Underwritten by The Manufacturers Life Insurance Company (Manulife), P.O. Box 670, Stn Waterloo, Waterloo, ON N2J 4B8.

Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. © 2024 The Manufacturers Life Insurance Company. All rights reserved.

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1TELUS Health Virtual Care is a trademark of Telus Corporation and is used by it, and by affiliates under license. Manulife cannot guarantee the availability of this benefit indefinitely.