Home Care Assistance
Now’s the time to start planning your care, your way
While over 70% of Canadians aged 65-plus will require future care due to aging, illness or accident, our government funding for home care is limited at best.1 But Home Care Assistance from program partner MyDignity allows you to receive the care you need in the comfort of your own home.
Get more information or your no-obligation quote today:
It’s a better strategy for the day when you can no longer care for yourself
Easy application. Program partner, MyDignity takes the time needed to help assess your support requirements, and then explain which essential services, supplies and equipment are most likely to be needed. They’ll also walk you through the entire process – premiums, application forms, and eligibility criteria – to ensure you have a clear understanding of your coverage and benefit options.
The Home Care Assistance plan offers overall maximum benefit amounts over the policyholder’s lifetime of $50,000, $75,000, $100,000 or $125,000, and is available for purchase up to age 80. Plus, there is no waiting period for benefits to be payable once you make a claim.
If you need to make a claim, MyDignity is here to help
For all long term care plans – whether you have home care assistance or a traditional long term care insurance product – you need to meet certain qualifications in order to be eligible for benefits. To initiate a claim, the trigger points are either:
Physical dependency: You are considered physically dependent when you are unable to perform two out of the six activities of daily living – eating, bathing, transferring, dressing, toileting, loss of bladder or bowel continence.
Cognitive dependency: You are considered cognitively dependent when you are no longer able to think and reason for yourself – losing the ability to reason, perceive, think, reflect, or remember.
Prompt, responsible claims payment is MyDignity’s primary concern. If you feel you or your loved one meets the eligibility criteria, the first step in the claims process is to speak with one of MyDignity’s customer service consultants.
Once the policy benefit amount has been paid out in full, the policy will terminate unless the policy contains specific provisions such as a partial payout or a second event feature.
Insurance policies administered by MyDignity Inc.
The MyDignity logo is a trademark of MyDignity Inc.
1 Canadian Life and Health Insurance Association.